Homeowners Insurance coverage provides protection against any loss due to disaster, theft or accident. Standard policies typically include four types of coverage:
Of Your Home
Frequently asked questions about Homeowners Insurance
How much will it cost to rebuild my home and replace my belongings if they are damaged or destroyed?
Do you have a long history and good reputation in the state for customer service and paying claims?
Does the policy address identity theft?
Do you have the option to cover Equipment Breakdown?
- Circuit breaker panels
- Alarm systems
- Air and refrigeration compressors
- Cooling systems
- Electric panels for sprinkler systems
- Plus more!
This can also include covered property in your home like: TV’s, stereos and computers.
Why do I need Homeowners Insurance?
If you own your own home, Homeowners Insurance is for you. Although it is not legally required to have insurance on your home, if your home is financed by a mortgage, your lender will more than likely require you to have Homeowners Insurance.
To learn more about Homeowners Insurance and to see if you’re covered, give us a call at 406-952-4343.